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The court then grants the lender a suspended possession order, which means a possession warrant is granted if the defendant is unable to keep up the repayments. He stopped work while suffering from depression and, although he had a payment protection policy, did not qualify for a full, ongoing payout because he was not being treated by a psychiatrist.

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He is unable to remortgage because of the arrears. He says the Halifax proceeded with the case even though it knew he was starting a new job the following week.

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If I'd gone into court to defend myself, I wouldn't have known what to say, what agreements could be made. Without the Law Centre, I would probably have lost my home. Heather Scott, a spokeswoman for Halifax, said: 'We have shown considerable forbearance and have been trying to help Mr Lewis since The court order is a standard process and is the first step to formalising a payment schedule. As instructed by the court, this is now in place. Unfortunately, we did not know Mr Lewis had secured a new post until the court hearing had taken place. Her lender, GE Money, says it lent her the money because her credit record was excellent and the repayments should have been lower than the amount she was already paying out for her previous mortgage, plus other unsecured debts.

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However, it acknowledges that she has shown willingness to deal with the arrears and adds: 'The next step for us is to re-establish contact. The most insightful comments on all subjects will be published daily in dedicated articles. You can also choose to be emailed when someone replies to your comment. The existing Open Comments threads will continue to exist for those who do not subscribe to Independent Minds.

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To Repossess My Love!

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What is car repossession?

Read latest edition. UK Edition. No, Llewellyn D. Jones is a professional, is what. He loves his job and takes pride in his work, and life can't get any better than it already is. That is, until one night, outside of Shaughnessy's Chicken Dinner Bar, Llewellyn gets kicked in the teeth by an existential crisis, and the repo man awakens to the cold realization that his number one gal has gone off with another man. Llewellyn, with a little help from his friends, must figure out a way to win her back, or lose everything he has in the process.


To Repossess My Love! It is also the story of a whole town of people who have even less sense than dollars, but who still manage to come together in a moment of crisis. It has everything you might find in a small town in Oklahoma. It even has a lesbian epidemic. Help Centre.